Life Insurance in Texas

If you are living in San Antonio, Texas, and need state of the art life insurance, then you will want to acquaint yourself with us, Shavano Insurance Agency, LLC. We can walk you through options to support your needs, whether they be long term or short term.

Let’s talk about some of our options:

Term life insurance

Simply put, we work with you to customize life insurance for a very specific point in time. That could be for one year, ten years, multiple decades, or anything in between. If you were to pass away during your term, there will be a lump sum payment to your beneficiaries.

The policy will remain active within the term. To keep the policy benefits, you will have to extend the term before it expires.

We are happy to provide you with a policy in line with San Antonio, Texas laws and regulations.

Permanent life insurance

The main benefit of this feature is that it allows you to build savings over time. You are able to withdraw or even borrow against this savings account. Additionally, some individuals use the funds in this account to leverage and invest.

The funds are also available to pay for premiums which are set in accounts called “cash value.” The growth options include fixed or variable interest rates.

Credit life insurance

In San Antonio, TX, this kicks in if you happen to pass away before the load has been paid in full. In some cases, lenders and banks may have you purchase a credit line policy, before issuing you a loan.

Keep in mind, that if you already have life insurance you more than likely will not need to purchase credit life insurance.

Here at Shavano Insurance Agency, LLC in San Antonio, TX we are here to help. Feel free to give us a call at your earliest convenience, for a no-obligation quote!