The only way for your business to guarantee the safety of different aspects within your entity is by purchasing commercial insurance. Do not settle with just the bare minimum insurance because it will not protect you from more complex situations. We can help you choose the right insurance policy for your organization here at Shavano Insurance Agency LLC in San Antonio, TX. We do understand that accidents are inevitable, and they do happen but the only way to gain some reassurance is to purchase the necessary protection.
Different states have different laws regarding commercial insurance. Here in Texas, your business must have worker’s compensation protection which will take care of medical expenses for employees as well as any wages that they missed from being out of work. You also need to make sure that your business is equipped with the proper commercial auto insurance for any business-owned vehicles. For each person, you will need at least $30,000 for bodily injury protection and $60,000 for each accident. You will also need property damage coverage of at least $25,000.
The following policies are recommended for your business:
This coverage is great for injuries and property damage caused by customers.
This coverage option is great for client lawsuits.
This coverage option gives businesses protection from data breaches and other cyber attacks
This coverage provides a combination of both general liability and property insurance.
Visit our Shavano Insurance Agency LLC website for a quote today. We will help you choose the best policy depending on the needs of your business. We serve both large and small businesses in San Antonio, TX. By having the necessary protection, you will be ready or whatever the future may bring.