Think about it. Classic and antique cars and trucks stay in protective garages all the time. The only occasions on which they leave that garage is for car shows. The premiums are lower due to that rare appearance in public. Classic and antique cars and trucks appreciate in value, too. You’ll want to protect that.
Some classic car owners drive their classic cars to the store or to work. Most states have a rule that these cars can only be driven on the weekend and only to the grocery store or something similar. This brings up problems that Shavano Insurance Agency LLC in San Antonio, TX will be happy to explain to classic car owners.
Why Classic Car Insurance
It’s About Parts
Older cars often suffer from post-part blues. The older the car, the scarcer the parts to repair it. On the other hand, a true classic car that was manufactured in the thousands could still have parts available from the manufacturer if from no one else. Classic car parts can be found online and at swap meets and car shows.
It’s About Value
Several industries have decided that classic and antique cars and trucks are more special than your everyday auto. Both the owner and the insurance company decide on the value of the car based on an appraisal. Classic cars appreciate in value, so the car is insured up to that value. Ordinary cars don’t enjoy that since they depreciate in value.
Did You Know?
Not only are cars considered classics. Military vehicles, old milk trucks, tractors, and antique motorcycles all qualify as classics. All these and more are eligible for classic car insurance.
Reach Out To Us
Classic cars get better insurance due to the owner’s driving record, the sparse time they will be on the road, as well as the garage they’re kept in. Call or drop in so that Shavano Insurance Agency LLC San Antonio, TX can tell you all about it.