Are You Planning a New Phase of Your Life, Living Full-Time in Your Motorhome?
Living full-time in a motorhome or RV requires additional insurance coverage. Shavano Insurance Agency LLC, based in San Antonio, TX, and serving the entire state of Texas and beyond, has crucial advice for securing your life on the road.
- Merely insuring your motorhome as if it were a typical vehicle won’t suffice when you start using it on the road full-time. You will require RV or motorhome insurance specifically designed for full-time residents.
- One of the risks full-time RVers face that recreational RVers do not is liability for personal injury. You will need coverage that includes personal injury liability for guests who might get injured in your motorhome.
- Frequent driving of your motorhome or RV increases the risk of unintentional property damage. You will require augmented liability protection in addition to your comprehensive, collision, and uninsured motorist coverage.
People who cash out their retirement, spend an inheritance, or otherwise achieve high income may face additional challenges before choosing to spend their lives on the road.
In the event of a legal situation, deep pockets are often the target for legal professionals.
The ideal protection for this situation is umbrella insurance. This type of personal liability insurance can shield you if you’re found legally responsible for a covered claim. It covers various things, including:
- Property damage
- Injury to others
- Medical costs
- Legal fees
Remember to include coverage for other vehicles, such as your boat, motorcycle, electric bicycle, or second car that you tow behind your home.
Shavano Insurance Agency LLC can assist you in finding the coverage you need, whether you maintain San Antonio, TX as your home base or the roads of North America as your home. Contact us today to ensure you have the coverage you require!
