Many residents of San Antonio, TX own classic cars. If you are one of these residents, one of the things that might be bothering you is how you can bring down the cost of your classic car insurance. At Shavano Insurance Agency LLC, we would like you to get a better deal on your classic car insurance. Here’s how to do it:
Going for a Lower per Mileage Restriction
Most auto insurers offer per vehicle mileage restrictions on an annual basis. The more mileage you plan to drive, the higher your classic car insurance premium will be. If you don’t drive your classic car that much, you can lower the premiums you pay by opting for a lower per mileage restriction. Whenever you are about to hit your limit, it’s critical that you contact your insurance account manager and ask them to increase your annual per mileage limit.
Store Your Car in a Locked Garage
If you store your classic vehicle in a locked garage instead of the driveway, your insurance provider will consider it better protected and safer; thus, they will likely lower your classic car insurance premiums.
Do an Annual Valuation of Your Classic Car
If your auto insurance provider assumes that your classic car has a higher value, they will charge you higher premiums. Doing an annual valuation of your classic vehicle will enable you and your insurance provider to stay updated on the actual value of your car. Therefore you will pay premiums that reflect the real value of your vehicle.
Take Advantage of Multi-Car Discounts
If you own multiple classic vehicles, you can take advantage of multi-car premium discounts. It’s best that you insure all your classic cars under one policy to maximize your multi-car premium discounts.
At Shavano Insurance Agency LLC in San Antonio, TX we would be happy to answer all your auto insurance questions. Contact us today.
