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San Antonio, TX 78249

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Shavano Insurance Agency, LLC Blog

4 Major Reasons to Get Insurance for Your RV

Are you thinking of getting an RV or do you already own one? If so, you’d do well to find out if you need to have insurance coverage for your automobile in the state where you live. Even if you don’t need to have it, it’s a good idea and something you can talk to experts about from Shavano Insurance Agency LLC of the greater San Antonio, TX area. 

You Likely Will Need Insurance 

If you’re driving an RV independently (it’s not hitched to the back of another vehicle), you’ll need to get RV insurance. If this is attached to something else, you may get coverage under that vehicle’s policy. You just may need an extension to your policy to account for that. 

Prevent Against Total Loss 

If you get into an accident or something else happens to your RV, you’ll get protection through your RV insurance policy. With comprehensive RV insurance, you can recover the cost of your vehicle if it’s considered a total loss. The difference is that you’ll also have coverage for items on the interior such as your appliances, and the exterior items such as your awnings and satellites. 

Liability Protection 

Someone else may get injured in an accident involving your RV. Liability protection will cover medical expenses for anyone who is riding with you. The last thing you want to worry about is how to pay for emergency care and further medical bills. 

Coverage for Other Damages 

There are other things that can happen to your RV besides accidents. Even when parked, damage can occur from fire, weather, and vandalism. If there’s a theft of your vehicle or something on in or inside it, an additional policy can offer protection that gives you some sense of relief. 

Shavano Insurance Agency LLC is here to discuss your RV insurance needs. An independent agent can assist you with compassion and professionalism. We serve the San Antonio, TX area and beyond and are pleased to talk to prospective customers.

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